Eliminate Your Equity Line
Christopher Lagerson, founder of Eliminate Your Equity Line offers an alternative solution by eliminating equity lines or second loans without ever having to go late on the loan. It’s a 30-60 day process where in the end he and his team will settle the loan for about 10% of the balance or a 90% write down on principle balance.
With over 100 closed settlements nationwide, the common denominator with most of our clients is that they are stuck. Stuck with lower real estate values but having the values to do what is right; paying their bills and taking ownership of their responsibilities.
The problem; banks will not offer assistance by modifying and/or refinancing their loans, while offering assistance to weaker individuals that feel entitled and/or purposely go late on their loan to force the issue. All this takes place while passing up their strongest clientele (you?) which in turn creates resentment and frustration.
Christopher Lagerson would be happy to put you into contact with any of his past clients to hear for yourself. The Simple Truth is that this only works with a handful of lenders, if you received one of our letters or you were referred…
it’s not to good to be true; It is an opportunity.
We are now free of our $196,000 HELOC and we settled for a mere $15,000! I’m so glad we did this and I would highly recommend this company. I just checked our credit report today and our Citi HELOC shows a zero balance/closed and settled for less than owed.
Chris is worth his weight in gold and I will definitely refer clients to him.
Saved $181,000 & $531 per month
Financial Planer from Stevenson Ranch, CA
Saved $133,000 & $1,089 per month
Business owner from La Habra, CA
Saved $99,000 & $239 per month
School Teacher from Pleasanton, CA
I was reaching a point of desperation. In the last several years, my income had dropped significantly and the value of my home had plummeted. I had a large HELOC with an adjustable rate. Although I was able to make my current monthly payments and was not delinquent, I was VERY worried about my ability to pay my HELOC if rates jumped.
I had contacted my lender personally attempting to refinance, combine my first with my HELOC and/or lock the rate on my HELOC. My lender was completely unhelpful. If you are current on your payments, have good credit and decent income, they are simply not interested in talking. That attitude is what helped me get over the “moral” struggle of not paying my debts.
I responded to the Eliminate Your Equity Line flyer and inquired about their process. I decided to give them a try thinking I had nothing to lose. I was asked to send them personal information and was reluctant to do so. I knew I had to so I actually signed up for an identity theft protection service, just in case. Thankfully I did not need it.
Saved $335,000 & $827 per month
Director UBS Wealth Management from Boulder, CO
Even then, I was doubtful. But when Chris convinced me that there were no up front fees, I decided to roll the dice, And I’m glad I did.
Frankly, it was an amazing experience. After completing the paperwork and copying the necessary documents (the biggest pain in the whole process), I sent the information to Chris and waited to get turned down but I didn’t. In less than a month Chris presented me with an offer for a 90% write down. Of course I accepted and now have an amazing story to tell my friends.
I’m sure most of you will say yeah, yeah yeah and I understand that. But I also understand fortune favors the bold; In my case a six figure savings!
Saved $147,000 & $358 per month Businessman from Scottsdale, AZ
Saved $77,000 & $179 per month
Retired Police Officer from Long Beach, CA
Consumers looking at obtaining a professional and ethical company for loan modification are usually at risk as many of the companies that advertise are either violating the law by charging upfront fees, or they are simply ineffective. Christopher is ethical and successful, I am a California lawyer, and I was very pleased to let Christopher represent me, I knew that I was protected as I would owe him nothing if he was not successful. He worked hard and never gave up, and the communication was excellent.
There is an excellent discussion on the State Bar website which warns consumers about unethical loan modification companies. Christopher complies with all of the legal requirements while offering a effective and competent representation. I would recommend him to anyone who is living under the burden of a HELOC. He will treat your confidential file with care, and done of your financial records will be revealed to anyone except the Bank you are dealing with.
Saved $559,000 & $2,346 per month
Attorney from Laguna Beach, CA
Saved $283,000 & $2,149 per month
Attorney from Stamford, CT
Saved $99,000 & $251 per month
Software Engineer from Trabuco Canyon, CA
Since he wasn’t going to charge for services until a settlement was finalized, the only other concerns I had were identity theft and what was his contract going to look like. Being in the real estate industry, I drilled him and realized he was too deep with knowledge about what he was promising to do that the chances of this being a scam were low. Then when I saw the contract, it was short and clean. We took a leap of faith and are glad we did. Now we are at ease with our property, and I am recommending him to friends in the same situation.
Saved $97,000 & $338 per month
Real Estate Broker from Danville, CA
Saved $138,000 & $400 per month
Vice President of SAIC from Escondido, CA
Saved $125,000 & $311 per month
Brand manager at Proctor and Gamble from Danville, CA
Saved $165,000 & $269 per month
Vice President of Wells Fargo Bank from San Ramon, CA
Saved $199,000 & $558 per month
Fire Fighter from Monrovia, CA
Saved 276,000 & $747 per month
Attorney from Orinda, CA
I am so glad I did this! I am a school administrator from Sacramento, this decision has dramatically changed my financial outlook and provided a huge relief for my family. We are so much more free and have financial peace. We saved $110,000 & $938 per month!
Saved $110,000 & $938 per month
High School Principle from Citrus Heights, CA